Category Archives: Personal Finance

How and When a Home Mortgage Refinance Could Be a Sound Investment Strategy

How and When a Home Mortgage Refinance Could Be a Sound Investment Strategy

When you were first deciding whether or not to buy your own home, you probably heard over and over again how buying a house is a good investment in your future. It is true that real estate will always have value because, the reality is that there is only so much to go around. While this is a big planet on which we live, there will come a point in time where the number of people outgrows the amount of land and then the worth of each parcel will be invaluable.

3 Times When a Personal Loan Could Be Useful

3 Times a Personal Loan Could Be Useful

Money makes the world go round but the sad reality is that sometimes there doesn’t seem to be enough money to go round. While you may do your best to stay financially disciplined in making sure that your expenses are not more than your income, there may still be times when you experience a season when you can’t just seem to stretch your dollar enough.

10 and 20 dollar bills on table

4 Smart Ways to Save Money for Retirement

There are a million places you would rather be than sitting in your office cubicle, so why aren’t you saving for retirement so that you can finally give your notice and enter a life of leisure? You might not be able to retire at 30, but starting at a young age is the best choice for making sure you can support yourself after you’re done working. If you’re behind in the game, don’t worry. There are plenty of ways to catch up. Start making your money work for you with these four tips.

Fidencio Sanchez selling paletas

How Crowdfunding changed the life of an 89-year-old Popsicle Seller

I want you to take a moment to Imagine this scenario. You’re 89 years old and for the past 23 years you have been selling popsicles out of a hand propelled street cart in your local neighbourhood. You’re unable to retire because you just can’t afford it, yet old age and health issues mean that you simply can’t continue on in the job. So, after much agonising, you decide to close your small business down and hope that you will somehow be able to make ends meet. Then, just 2 months into your retirement, your only daughter passes away leaving her children behind with nobody to care for them, nobody except you.

Online shopping

How to Buy Ink and Toner Cartridges Online

These days, hardly anyone thinks of picking up a pen and writing a letter or a report on paper – we almost instinctively turn to our printers to get the job done for us. The advent of cloud printing and networked printers has made it even easier to produce hard copies of photos, letters and documents with a few swipes or clicks. Our printers are a huge part of our work lives and increasingly important in our home and personal lives as well.