Category Archives: Credit
Money makes the world go round but the sad reality is that sometimes there doesn’t seem to be enough money to go round. While you may do your best to stay financially disciplined in making sure that your expenses are not more than your income, there may still be times when you experience a season when you can’t just seem to stretch your dollar enough.
If you are trying to obtain finance but have a poor credit history then you may well have come across something called a logbook loan. If you are a little unsure as to what they are and how they work, then take a few moments to have a read through this simple guide.
As much as we’d like to feel that life always goes to plan for everybody, sadly this is not often the case. Often times, situations beyond our control can get the better of us, and our credit history can take a hit as a result. In situations like these, many people wonder, ‘Will I still be able to get car finance now that I have missed some debt repayments?’. Let’s try and answer that question.
When it comes to the world of loans – be that secured or unsecured – there is one inconvenient truth that holds sway… Your credit score matters. It’s that intangible, beast of a seemingly arbitrary number which dictates how expensive it will be to get a mortgage, or perhaps take out a loan to buy a car, or even to make home improvements.
We spoke to the secured loan and financial comparison experts Lending Expert to help us get to grips with the various range of loans on offer. The 2 main types of loan category are the secured loan, also referred as homeowner loans, and the unsecured loan, otherwise known as a personal loans.