Are You Richer Than You Thought or Poorer Than You Feared?

Can I start off by being blunt? How rich are you? Let me put it another way; how rich do you think you are?

We all have different perspectives on this matter, depending upon our upbringings and experiences so it might be worth looking at some ways of working out if you are richer than you thought or poorer than you feared.

Realistic Ways to Slash Your Student Loan Debt

If you’ve been reading the news, you might have seen that in the past 24 hours, the federal interest rate on federally subsidized student loans in the United States just DOUBLED. That’s right, the rate that was once set at an acceptable 3.4% now sites at an atrocious 6.8%. Analysts claim that this increase–if not remedied by the help of the government–could cost the average student loan holder an additional $2,600 this year!

Save Money on Weekend Getaways

Last fall, my boyfriend and I headed up to the mountains of Vermont for a weekend away. We’d both been working long hours and wanted to recharge for a bit, but we didn’t have time to request a proper vacation. We also didn’t want to break the bank, so we chose a weekend getaway.

The Little Questions You Need to Ask Yourself Today for a Better Life

I read a great post on the Clever Dude site the other day. It was about how a simple question could change your life.

The post was about being consistent with your goals but it got me thinking about what other little questions you could ask yourself in order to lead a better life. These are the seemingly blindingly obvious things we can often ignore for years instead of making the time to do something about them.

So, if one question could open up your mind to a better life what would it be?

3 Foolproof Ways to Motivate Yourself to Stick to your Budget

There isn’t anything quite like budgeting; an enemy, a friend, a dictator, a mirror, the health of your budget can tell you so many things about yourself and the life choices you make, from the minor to the major, the way our budget reacts to our decisions show us where we are, and whether we truly live within our means. Sticking within the confines of a budget we’ve drawn up or formulated in our heads is difficult, even when we’re blessed with free fall of extra cash, it’s hard not to diverge from the path we’ve devised, as long term goals are less satisfying than getting what we want right away, even if we don’t have an exact target. So how do we stick to it, when all other motivation seems to be lost or subject to our own weaknesses?