Money Rebound http://moneyrebound.com Return To Financial Freedom Fri, 15 Dec 2017 23:54:41 +0000 en-US hourly 1 When Does It Make Sense to Spend a Bit More? http://moneyrebound.com/when-does-it-make-sense-to-spend-a-bit-more/ http://moneyrebound.com/when-does-it-make-sense-to-spend-a-bit-more/#comments Fri, 01 Sep 2017 21:08:21 +0000 http://moneyrebound.com/?p=2646 It is a great feeling to find a bargain and save some cash. Yet, are there some times when it could make sense to spend a bit of extra money? The truth is that there are definitely some occasions in which it is a smart move to increase your budget. The following are some of

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It is a great feeling to find a bargain and save some cash. Yet, are there some times when it could make sense to spend a bit of extra money?

The truth is that there are definitely some occasions in which it is a smart move to increase your budget. The following are some of the situations in which the cheapest option isn’t always your best bet.

For a Long-Term Solution

Is there a worse feeling in life than that of having to replace something that you only recently bought? Saving money on a purchase only to have to splash out on it again later on is called a false economy and should be avoided at all costs.

If you need something to give you long and faithful service in the years to come then it is a good idea to pay a fair price for it, as it can make sense to spend more now rather than have to buy it twice or more. Whether it is a car, a bed, a pair of shoes or something else, you should look to pay a decent price for long lasting quality where possible.

Provided that you can then go a long time without having to make the same purchase again then this will have proved to be a very wise investment.

To Make Savings in the Long Run

There are often situations in which paying a little bit more in the initial price can save you money in the long run. A good example of this is when you pay extra for a more fuel efficient car that cuts down on your on-going expenses.

Alternatively, maybe you will buy a more energy efficient freezer, choose an expensive coffee maker that lets you make cheap coffee, or purchase re-usable cleaning cloths.

There are many ways of saving money in the years ahead by putting some extra thought into it just now. Before paying out the purchase price just take a few minutes to think about issues such as maintenance and the cost of running it.

To Do a Good Turn

Could spending a little bit more help to make someone else happier without costing you a fortune? The best example of this is probably seen when you buy from a charity shop and pay over the odds for something you don’t really need.

If you see the chance to do a good turn then you probably won’t mind paying extra, as long as it isn’t going to cause you any financial headaches further down the line. This will make you feel good about yourself, which is a priceless feeling.

For Peace of Mind

Finally, when could paying a higher cost give you a greater level of peace of mind? Well, this could be when you pay for a high quality product that comes with a long warranty you can trust.

Insurance also falls into this category. While this is an intangible product that most people look to save money on, getting a suitable policy from a reputable insurer is well worth doing.

Knowing that you and your family are well protected for the uncertainties of the future is a fantastic feeling and something that it is well worth paying a little bit of extra money for if you can.

Conclusion

Saving money gives us all a buzz but it is clear that there are times when looking for the cheapest possible deal isn’t always the best approach. By thinking about your needs in advance you can work out whether or not you should look to spend more than you originally budgeted for.

Has there been an occasion when paying out extra has turned out to be a smart move on your part?

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Want to Become an Accountant? Here’s How to Be a Success http://moneyrebound.com/want-to-become-an-accountant-heres-how-to-be-a-success/ http://moneyrebound.com/want-to-become-an-accountant-heres-how-to-be-a-success/#comments Mon, 17 Jul 2017 13:57:40 +0000 http://moneyrebound.com/?p=2638 Do you want to become an accountant because you’ve heard of the many benefits in terms of an excellent salary, brilliant career prospects, and the chance of starting your own business in the future? Many people want the same thing, but not all of them make a success of their accountancy careers. So, what do

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Do you want to become an accountant because you’ve heard of the many benefits in terms of an excellent salary, brilliant career prospects, and the chance of starting your own business in the future? Many people want the same thing, but not all of them make a success of their accountancy careers. So, what do you need to do to become a successful accountant in a competitive industry?

Understand What Career Path You Want to Follow

Many unsuccessful accountants didn’t know what they wanted from their career, so they just jumped right in. For some people, that’s the right way of doing things, but for many others, it’s not. Always consider the career path you want to follow before you start studying and gaining work experience. There are many roles within accountancy so make sure you select the one that interests you most.

Get Qualified

If you feel you have the personal skills required to thrive as an accountant and you know what career path you want to follow, it’s time to gain the necessary qualifications. You can obtain an accounting degree online (bachelors of accounting) by taking advantage of the many available courses, or you could opt for an on-campus experience. Whatever route you choose to follow, be sure you are motivated and you’re willing to work hard to get qualified.

Find Work Experience While Studying

Whether you are at university or you’re studying from the comfort of your own home, consider getting work experience in an accountancy firm. You don’t necessarily have to work as an intern. Instead, you could just file documents or become the office mailer. Any experience within an office environment will give you an advantage when you’re looking for a job later.

Land a Job at a Top Accountancy Firm

Once you’re qualified and you have the necessary work experience, it’s time to put all that demanding work to effective use. Consider building an excellent resume and send it off to the top accountants in your area. If you can’t find anything, look at the smaller businesses and work for one of those for a year or two until you can get more experience.

Gain Years of Professional Experience

Once you’ve had 10 years of experience as an accountant and you’re fluent in accountancy, it could be time to start your own business. Obviously, many people choose to work for a top firm for at least a couple of decades before they start their own businesses, but if you feel confident, there’s no reason why you shouldn’t take a leap of faith.

Start Your Own Firm

Starting your own firm is when things get exciting. Are you fed up with working for other people while they’re standing on a golf course or on a cruise ship traveling around the Mediterranean? It’s time you put your money where your mouth is and jump right in at the deep end. Your own business will take years to succeed, but it is possible, and there are many rewards for patient accountants.

Climbing the accountancy career ladder is far from easy, but if you’ve studied long and hard and you’ve gained enough work experience as an intern, there’s no reason why many top firms wouldn’t want to at least interview you to give you a chance.

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How to Become a Better Business Leader http://moneyrebound.com/how-to-become-a-better-business-leader/ http://moneyrebound.com/how-to-become-a-better-business-leader/#comments Mon, 17 Jul 2017 13:49:22 +0000 http://moneyrebound.com/?p=2634 Do you want to become a better business leader? This should be the ambition of every business owner and there are many ways you can achieve this goal. However, it will take some time and effort to do this, but the rewards can be huge for you, on a personal level and for your business.

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Do you want to become a better business leader? This should be the ambition of every business owner and there are many ways you can achieve this goal. However, it will take some time and effort to do this, but the rewards can be huge for you, on a personal level and for your business. Below are some of the most effective ways you can become a better business leader starting today.

Improve Your Business Skills and Knowledge

Not every entrepreneur is a naturally gifted business person. There are certain business skills you need to develop and business knowledge you need to obtain through a relevant training course, such as a masters in project and program management program.

Universities like the Brandeis University provide online MSMPP degree programs that make it easier to obtain the skills and knowledge you need to take your business to the next level.

Gain the Loyalty of Your Employees

Most people are willing to follow people they respect and trust. To become a proper leader in your organization, you must demonstrate to your employees that you are in control and that you are someone they should follow.

Leading by example is an effective way to build this trust. If your employees see that you’re willing to roll up your sleeves and go the extra mile for your business, they will be more likely to follow suit. As well as leading by example, you should also be willing to reward your employees when they reach certain targets or perform well in their jobs.

Delegate

Many of the best leaders in any walk of life are excellent delegators. Instead of overloading themselves with work, these leaders trust other people to carry out a wide range of tasks for them. This ultimately means other people don’t have to rely on you as much and you can focus on other aspects of your organization, such as growing your business.

Learn to Prioritize

Each of us only has 24 hours in the day and some people use this time more wisely than others. People who excel in their chosen field have mastered the art of prioritizing their daily business tasks. This ensures that the most important tasks a business has to complete are always finished first. This results in a much more efficient, professional workplace and reflects well on the person in charge.

Don’t Always Follow the Crowd

The people at the helm of today’s top enterprises want to be better and different than every other organization in their industry. This need to stand out from the crowd and doing their own thing makes these businesses unique and more innovative. You should investigate ways to avoid following the crowd and always look for better ways to run your business.

If you become a better business leader, you and your business will benefit in many different ways. Following each of the tips above has the potential to turn an ordinary, struggling business leader into a more powerful person who eventually leads an extremely successful organization.

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Louisiana Loan program in place for small businesses affected by 2016 floods http://moneyrebound.com/louisiana-loan-program-in-place-for-small-businesses-affected-by-2016-floods/ http://moneyrebound.com/louisiana-loan-program-in-place-for-small-businesses-affected-by-2016-floods/#comments Fri, 14 Jul 2017 09:24:05 +0000 http://moneyrebound.com/?p=2629 Whenever a business owner decides to go into business there are certain risks that are associated with that decision. Like all risks, there are some catastrophic risks that are involved as well. This is particularly true for those business owners who were located in the Louisiana area and were affected by the March or August

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Whenever a business owner decides to go into business there are certain risks that are associated with that decision. Like all risks, there are some catastrophic risks that are involved as well. This is particularly true for those business owners who were located in the Louisiana area and were affected by the March or August 2016 floods.

It has been reported that the floods were responsible for shutting down well over 7,000 locally owned businesses in the area. An assessment of the aftermath was performed by U.S. Army Lt. Gen. Russel Honore (Ret.), who was also the Joint Katrina Task Force commander who took an interest in addressing the impact of these floods that took place in Southern Louisiana as well.

Many of the local businesses that were directly affected by these floods were located right in the flood zones according to Honore. They have estimated that there are roughly 7,300 businesses that are now closed. Along with the tragedy of the floods and the closure of several businesses are the loss of jobs. As a result, thousands of people are out of work.

Businesses that have been affected by these floods can now take advantage of the
new loan programs that have recently been put into place for small businesses.

Purpose of the Loan Program

The purpose of the loans is to provide financial disaster recovery assistance to small businesses that have been impacted by the 2016 severe storms and flooding that took place in Southern Louisiana.

Interested business owners can now submit applications to the South Central Planning and Development Commission who is now taking applications on behalf of the state’s Restore Louisiana Small Business Program.

Who Qualifies for the Loans?

In order to qualify for the loan, certain qualifications must be met by the applicants before the funds will be issued.

Businesses that lost savings in the floods can now qualify for these loans. More specifically, small businesses that have experienced physical damages or out of pocket losses in the amount of $10,000, or those who have experienced a loss in revenue of at least 20% as a result of the floods may qualify.

Use of Funds

Applicants may use the funds to purchase movable equipment or for working capital to cover expenses that will be incurred for six months. These monthly expenses consisted of rent expense, mortgage expenses, monthly utility expenses, inventory as well as non-owner wages and benefits.

Qualified applicants may use the funds as a combined effort to rebuild the communities and neighborhoods that have been impacted by the floods. Businesses that had the greatest impact on these affected communities consist of childcare providers, healthcare companies, gas stations, construction companies, locally owned restaurants and other companies that provide goods and services for the local community.

Typical Repayment Terms

Unlike traditional loans, the loans that are being made available for business owners who have been affected by the floods will experience a 0% interest rate and under certain circumstances, 20% of the loans that will be issued MAY be forgiven. Please inquire when you apply.

How and Where to Apply for the Loan Program

For more information about applying for these loan programs, the impacted businesses may contact the SCPDC Restore Louisiana Small Business Program directly to learn more about how to qualify and apply for the loan program.

The applications may be filled in online and submitted or downloaded and completed offline, then returned to the appropriate office.

For your convenience, a 19-21 page checklist has been provided. Please review it carefully before applying as it contains various required documents.

You may deliver the entire completed application along with all of its attachments to one of their locations or you may simply complete your application and email it along with any required documents to brooke@scpdc.org

Interested business owners can also contact them by phone at 1-800-630-3791 or by visiting their website.

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3 Reasons to Check if You’re Owed PPI http://moneyrebound.com/3-reasons-to-check-if-youre-owed-ppi/ http://moneyrebound.com/3-reasons-to-check-if-youre-owed-ppi/#comments Mon, 10 Jul 2017 11:16:50 +0000 http://moneyrebound.com/?p=2625 The payment protection insurance scandal came to light in 2011 and has affected both banks and consumers dramatically. You may know people who have made successful claims or have seen the adverts on television about making a PPI claim with no win, no fee guarantees. People have been claiming back money from the banks for

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The payment protection insurance scandal came to light in 2011 and has affected both banks and consumers dramatically. You may know people who have made successful claims or have seen the adverts on television about making a PPI claim with no win, no fee guarantees.

People have been claiming back money from the banks for years after they were mis-sold payment protection insurance (PPI). PPI was added to credit cards, loans, mortgages and even overdrafts.

PPI was mis-sold to customers in a variety of ways. The full terms and conditions were not always explained, meaning some people bought it when it was useless for their circumstances. Other customers had it added onto their products without even knowing.

The banks have already paid out nearly £27 billion for mis-sold PPI, with much more expected to be paid out over the next two years. With such a large amount of money due to be put back into customers’ pockets, there has never been a better time to check if you are owed PPI. Here’s why:

  1. The PPI Deadline Has Been Set

The PPI deadline was announced earlier this year. The official date when all claims need to be made by is the end of August 2019. This gives consumers and businesses just over two years to make a claim.

There are multiple reasons for the deadline, but one is to encourage people to make a claim now and not to put it off any longer. There is a continued strain on the financial ombudsman. The mediating service receives thousands of letters every day from customers who have been denied a claim from their bank, but still believe they are owed money. To keep up with demand, they have hired new staff specifically for PPI complaints. Still, though, the backlog for having your complaint addressed by the financial ombudsman can be up to two years.

  1. You Could be Owed Thousands of Pounds

The average payout of a PPI claim is over £2000. While not everybody will receive this much money, you could still be entitled to money you should never have paid in the first place.

Some of the maximum payouts have been over £60,000. That’s certainly a reason to find your paperwork and look into reclaiming your money.

Even customers who had never heard of PPI or thought they never had it discovered that they were in a position to make a claim. Taking ten minutes to check through old paperwork can be so valuable — but even if you don’t have the correct paperwork, this is not a problem. A creditor can help you find the relevant information you require for making a claim.

  1. No Win, No Fee PPI Claims Mean You Can’t Lose

If you really can’t be bothered with the hassle of having to deal with creditors yourself, then there is another route you can take. You’ve probably heard the term “no win, no fee”, and if you reclaim your money with a PPI claim company, this is something they will offer. But what does this actually mean? It means that if you aren’t able to make a successful PPI claim against your bank, you won’t be due any fees to the company. Always check the terms and conditions before signing any agreement. Ask as many questions to the PPI claims company as you can to make sure you understand the process.

If you don’t win a claim, you won’t lose any money. This means you might as well find out if you have been mis-sold PPI on any products. Act now before the official promotion of the deadline begins in August 2017. You want to make sure that your claim is ahead of the game.

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How to make sure your car is safe for a long journey http://moneyrebound.com/how-to-make-sure-your-car-is-safe-for-a-long-journey/ http://moneyrebound.com/how-to-make-sure-your-car-is-safe-for-a-long-journey/#comments Tue, 20 Jun 2017 14:18:07 +0000 http://moneyrebound.com/?p=2614 When you’re planning a long journey, the chances are that you’ll want to give your car the once over. Of course, driving your car around town every day, you’ll already know how well your vehicle is performing – and you’ll probably know whether or not it is in full working order. However, there are some

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When you’re planning a long journey, the chances are that you’ll want to give your car the once over. Of course, driving your car around town every day, you’ll already know how well your vehicle is performing – and you’ll probably know whether or not it is in full working order.

However, there are some simple tests and tweaks that you can carry out to ensure your road safety – we’ve rounded up seven of the most important for you to try out below.

  1. Take out comprehensive insurance

Car insurance is essential whether you’re driving for a mile or a hundred, but many of us settle with the cheapest insurance policy we can without looking at the fine print. For example, can you be sure that you’re covered if you break down in another country? When you’re travelling on a long journey, either here or in another country in Europe, then be sure to consider a car insurance policy with a provider like Call Wiser. Contrary to popular belief, you can switch your car insurance mid-term and claim a refund for the months you do not use, so don’t be afraid of cancelling your existing policy if it does not meet your needs.

  1. Keep a paper map

Your smartphone and satnav are likely to be go-to items when you’re travelling on a long journey, but if the signal fades, how will you know which way to go? It pays to go old school and invest in a paper map before you travel – you should be able to pick one up at your local garage for a couple of pounds. Before you travel, plan out your journey so that you know which page to turn to if you do happen to arrive at a place without a signal.

  1. Clear the boot

The chances are that your boot is packed with boxes, gym equipment and all sorts of other stuff that you don’t want to bring into your home. But a heavy car requires more fuel than a lighter one, so give your boot a clear out before you make your journey, binning things you don’t need and putting the rest in your garage. Not only is a clean boot better for your car’s fuel economy, but it means you’ll have more room for your luggage and other possessions.

  1. Flash your lights

Driving around with broken brake lights? Make sure you’re ready to pay a £60 fine and have three points added to your license. Before you travel, make sure that you go through all of your lights and check that they are in full working order, asking a friend or family member to watch what you’re doing to make your job easier. If they’re not, you can pick up car bulbs at your garage or local DIY store for just a couple of pounds, so fix them as soon as you can.

  1. Top up the wash

You don’t want to set off on your journey, only to realise that your windscreen wash bottle is empty. Fill up before you leave, and, if you’re travelling in harsh weather conditions, keep a spare bottle in the boot of your car so that you can top up when you’re on the road.

  1. Check your engine oil

Nobody wants their engines to overheat – especially when they’re away from home and don’t have access to their regular mechanic. Make sure that you check your engine oil and up it up if necessary. Of course, you should be careful that you don’t overfill – but this guide from The Telegraph should help you fill up your engine oil without making too much mess.

  1. Replace your tyres

There’s nothing worse than having to change your wheel at the side of the road – especially when you’ve made little progress towards your destination. So, to make sure that your tyres are in full working order, check that all of your tyres have the appropriate tread level (at least 1.6mm across the central three-quarters of your tyre, all of the way around) and replace them if necessary. If you don’t, and you’re caught with tyres that don’t have the appropriate level of tread, you could be fined up to £2,500 and land three points per tyre.

There you have it – everything you need to know about making your car as safe as possible before heading on a long journey. If you are at all concerned about your car and its safety, then make sure that you visit a garage to have a full safety check, or consider alternative methods of transport to get where you need to be. Don’t risk driving if you do not feel confident in your ability – and remember to stay safe on new roads. Enjoy the trip!

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10 of the most common reasons your MOT will fail http://moneyrebound.com/10-of-the-most-common-reasons-your-mot-will-fail/ http://moneyrebound.com/10-of-the-most-common-reasons-your-mot-will-fail/#comments Mon, 19 Jun 2017 12:17:31 +0000 http://moneyrebound.com/?p=2610 To avoid a hefty repair bill, inspect these key areas of your car before you send it off for a MOT test. 1. Headlamps and lightbulbs Gov.uk claim that 30% of all fails relate to lighting and signalling. Blown bulbs are the most common problems yet one of the easiest things to replace. Check that

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To avoid a hefty repair bill, inspect these key areas of your car before you send it off for a MOT test.

1. Headlamps and lightbulbs

Gov.uk claim that 30% of all fails relate to lighting and signalling. Blown bulbs are the most common problems yet one of the easiest things to replace. Check that your headlights and brake lights light up and give each bulb a gentle tap to make sure it isn’t loose or broken.

2. Brakes

Worn brake pads are one of the most common fails; if you hear screeching and grinding or feel a vibration in the pedal or steering wheel, your brakes need immediate attention. Don’t forget to check your brake fluid levels as well.

3. Tyre condition and pressure

Gov.uk also states that 10% of all faults are down to tyre condition and pressure. You must check that the minimum tread is 1.6mm and that the tyres are the same size, pressure and show no signs of damage. If you think your tyres may be wearing thin and you have a few months still to wait for your MOT, then for safety reasons it may be worth getting your tyres checked by a professional before the MOT with a mobile tyre-fitting service like that offered at Wiltshire Tyres.

4. Exhaust system

A noisy exhaust system with corroded or missing parts can cause a MOT fail. This will also affect the amount of emissions emitted by the car, which if too high, can also incur a fail.

5. Windscreen wipers

Faulty or worn windscreen wipers can affect driver visibility resulting in a failed MOT. Test them out by checking to see if they clean the windows efficiently and don’t leave any marks.

6. Driver’s view of the road

Objects that obscure a driver’s view or prevent them from seeing the road properly will cause a MOT fail. Even small items such as air fresheners can be a distraction, so make sure they don’t block your view of the road.

7. Registration plate

Surprisingly, a number of cars are failed due to damaged/illegal licence plates or faulty bulbs above the plate. By law, a number plate must be visible to someone standing 20 metres away from the vehicle. Check the bulb is still working and that the plate is clean.

8. Suspension

A car’s suspension system is made up of many moving parts which wear out due to constant activity. If you can feel every bump in the road, have difficulty turning or your tyre treads become uneven, you might need to have your suspension checked to avoid a MOT fail.

9. Engine fluids

Cars are full of various fluids that keep them running efficiently such as oil fluid and radiator fluid. If these levels are too low, the car is at risk of a number of problems including engine damage from overheating. Check the levels before a MOT test, or else you’ll face a fail.

10. Seatbelts

A broken or worn seatbelt can be potentially life-threatening, so you should inspect all seatbelts to ensure they click into their buckle securely and are not frayed.

Here we’ve covered some of the top 10 resaons why as car might fail an MOT. We hope you’ve found them useful!

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Why Wealth Management is More Important Than Ever in 2017 http://moneyrebound.com/why-wealth-management-is-more-important-than-ever-in-2017/ http://moneyrebound.com/why-wealth-management-is-more-important-than-ever-in-2017/#comments Fri, 16 Jun 2017 15:58:50 +0000 http://moneyrebound.com/?p=2606 If the nation was struggling to deal with the uncertainty caused by Brexit, the result of the snap General Election has scarcely helped matter. Theresa May’s inability to secure an actionable majority has dramatically undermined the Tory power base, polarising parliament and making the chances of a clear-directed Brexit negotiation extremely unlikely. Even after the

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If the nation was struggling to deal with the uncertainty caused by Brexit, the result of the snap General Election has scarcely helped matter.

Theresa May’s inability to secure an actionable majority has dramatically undermined the Tory power base, polarising parliament and making the chances of a clear-directed Brexit negotiation extremely unlikely. Even after the Prime Minister struck a controversial deal with Ulster’s Democratic Union party to form a government of sorts, her mandate has been weakened and nation’s stability rocked.

The Importance of Wealth Management During Difficult Times

With this in mind, it is more important than ever that individuals manage and optimise their wealth for the future. After all, the Prime Minister has already said that she would do away with the popular, Triple Lock guarantee on pension plans, while the stagnation of real wages and rising inflation is also making it impossible to save money. This is creating a unique and oppressive economic climate, and one that places the onus on the individual to successfully manage their own finances.

It also highlights effective wealth management as the optimal way of accruing capital for your retirement. After all, this is a tactic that affords you access to investment and financial experts from a range of sectors, while also opening up a host of derivatives, assets and marketplaces that deliver variable returns. Market leading wealth management firms also strive to offer even more comprehensive service options, which are tailored to suit each individual client and the demands of the macroeconomic climate.

Take WHIreland plc, for example, which delivers bespoke wealth management services to clients across the board. This means that all advice and investment options are tailored, while information is drawn from relevant experts with actionable knowledge of specific markets. Given the complex and changeable nature of the economy, this type of insight can prove invaluable as you look to distinguish short-term options from those that can deliver long-term gains.

The Bottom Line: Why a Proactive Outlook is Key

Given the challenges posed by Brexit and the recent snap election, leveraging wealth management expertise makes genuine sense in the modern age. You must adopt a proactive approach to managing your wealth in the first place, however, as this compels you to seek out the best possible advice and identify the most suitable service providers.

This can help you to negate the economic challenges that exist in 2017, while helping you to incrementally accrue wealth even as Brexit negotiations commence.

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UK Property Investment: What Opportunities are Available? http://moneyrebound.com/uk-investment-property-opportunities/ http://moneyrebound.com/uk-investment-property-opportunities/#comments Mon, 05 Jun 2017 21:13:21 +0000 http://moneyrebound.com/?p=2600 If you’re looking for new investment opportunities within the property markets, then the UK could be a great option. This country can not only provide a variety of different types of property, there are also a number of areas and indeed markets that could turn out to be quite lucrative for those looking to gain

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If you’re looking for new investment opportunities within the property markets, then the UK could be a great option. This country can not only provide a variety of different types of property, there are also a number of areas and indeed markets that could turn out to be quite lucrative for those looking to gain a return on their investment.

What follows here is a number of examples of these investment opportunities, to give any would-be buyers a clearer idea of just what’s on offer in the UK.

Residential Property

Whether you’re buying a property that you want to renovate or you’re looking to purchase a portfolio of buildings to then let on a rental basis, you’re essentially spoilt for choice in the UK. From quaint cottages, to urban developments and residential flats there is an abundance of homes available around the country.

These can vary in price and cost though and certain areas are more sought-after than others. This article from the Telegraph can provide a useful insight into this though, as it lists ’20 property investment hotspots’ around the different counties. You can also seek investment property information and guidance from specialist sellers and agents such as Allsop.

Student Lets

The UK has a thriving and successful university system which proves attractive for both UK citizens and foreign students. There’s also a wealth of these academic institutes across most of the major cities meaning there’s a large market out there for student lets.

This high demand also comes despite fears that the Brexit decision would mean a lack of foreign investment, as it appears that student lets are particularly popular for overseas investors – as this article from The Guardian explains. This could also be good news for those with existing properties who may be unsure which direction to take with their portfolios.

Commercial Property

Finally, there’s also opportunities to invest in commercial property. The United Kingdom is also home to a variety of different industries and businesses needing everything from warehouses, to offices and storage units. With this though, you may need to carry out more market research to see what demand there is for commercial properties and facilities in your chosen areas. There are several important factors to consider when it comes to choosing the option of buying to rent or renting alone, or purchasing to make an investment on the property later down the line. In recent news, we have seen the property housing prices fall since 2012 and this might seem attractive to the investors looking for quick wins however don’t be so sure. Investing your money for a cheaper price, doesn’t mean you will always make a profit on the commercial property market. Consider billing implications, inflation rates and unpredictable future market dips.

However you decide to invest, a final tip for you would be to seek professional advice if you’re not 100% sure about the markets you’re choosing. This way you’ll know exactly what to expect in terms of the properties available, the possible tenants and of course the potential increase in value you might expect to see.

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5 Important Business Considerations to Make Before Expanding Internationally http://moneyrebound.com/5-important-business-considerations-to-make-before-expanding-internationally/ http://moneyrebound.com/5-important-business-considerations-to-make-before-expanding-internationally/#comments Mon, 05 Jun 2017 11:44:16 +0000 http://moneyrebound.com/?p=2593 There are many great reasons to expand a business overseas, with one of the biggest being the potential to grow and become more profitable. There isn’t a magic wand you can wave though which suddenly sees your business be a success on the international scene; the reality is you need to make sure you have

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There are many great reasons to expand a business overseas, with one of the biggest being the potential to grow and become more profitable. There isn’t a magic wand you can wave though which suddenly sees your business be a success on the international scene; the reality is you need to make sure you have the right steps in place to help you get your foot on the overseas business ladder.

To make this a little clearer, here are five considerations to make before you expand, to help make your endeavours rewarding.

#1 The Right Locations

It’s unwise to pick any location for the sake of expansion; this needs to be something you research first. Look into the overseas markets and consider which countries would be more receptive to your product or service. Also think about which nations may want to use what you have to offer and if there are any gaps in their markets.

#2 Business Etiquette

You also need to remember that different countries may have different ways of doing business, which you will need to stick to in order to impress. Take this post from Forbes for instance which shows a variety of different rules and expectations across the world. In Brazil for example it’s considered rude to leave a meeting early.

#3 Currency

There are different currencies in use around the world too, so if you’re planning on working abroad you’ll need to be clued-up on the value of the respective currency of that nation. The varying exchange rates can affect your pricing on your items, or the services your business uses, and the last thing you want is to be caught out be a sudden drop in value.

#4 Deliveries and Supply Chains

You may need to find out more about how to move your goods around the world. Say if you were to send parcels abroad to the U.S from the UK as part of your initial supply chain, you may find they have different customs rules and regulations to sending them within the EU. So, it pays to do a little research with this too, or failing that use a reliable courier service.

#5 Further Growth

Lastly, it’s also worth thinking about where you want to go with your business after you’ve expanded. Consider how you can continue to grow and which other countries may be worth targeting once you’ve successful starting working in the first nation you choose.

While these five steps may not all apply to your business, you could still use the approaches that do to help get your business on the way to a successful – and potentially lucrative – international expansion.

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