5 Simple Changes in Your Habits That Will Save You Money
Big changes in our lives tend to come from little adjustments we make to how we go about things. If you need to save more money then here are 5 simple changes anyone can make to their habits.
Keep Control of Your Money
Taking more control of your money sounds pretty complicated, doesn’t it? Thankfully, it doesn’t have to be. Doing this well can simply mean looking at your credit card statements and bank statements every month instead of ignoring them. If you want to take a bit more control then a very simple spreadsheet will let you track your spending. After a few weeks of recording your income and your spending it should be pretty clear where any problems lie.
Use the Library Instead of Buying Books
One of my big expenses used to be books. I love reading and simply can’t resist picking up any interesting looking books I come across. With new books being so expensive I started going round second hand book shops. This is clearly a bit easier on the wallet but can still involve a fair bit of outlay. I then discovered the magic of the local library. Not only do I get the very latest books free from here; I also get to spend hours wandering round it. If you have never been to your local library then I can definitely recommend giving it a try sometime soon. If you are lucky then you will have a big, well stocked library near you that can give you hours of fun on a regular basis.
Use Your Kitchen More
If I am being honest, my kitchen used to be a foreign land to me. I would only enter here to look for cutlery, to get something out of the fridge or to heat up some food in the microwave. After a while I realized that this way of living was hurting my bank balance as well as my waistline. Eating takeaway food or supermarket prepared meals is fine now and then but you really don’t want to be doing it all the time. I started off slowly by making simple stuff like pasta meals and stews. Once I built up my confidence I started trying new recipes. Now I even make my own lemonade, soups and a decent variety of meals. All of this helps me spend less in the supermarket and local restaurants every month.
Read Newspapers Online
Another bad habit I used to have was that of spending money on a newspaper every single day. I used to love getting home, putting my feet up and looking through the stories. To be honest, this was one of the hardest habits on the list to break, as it was something I really enjoyed. However, one day a work colleague added up how much we each spent every day on newspapers and it was a crazy amount for something that is free on the internet. I now keep up to date with the latest news online. Of course, if someone leaves a newspaper lying around at work I will always have a look at it but it’s now a long time since I paid for one.
Walk Whenever You Can
This is one change to my habits I had no problem implementing, and hopefully it will be easy for you too. I used to get the bus to work when I started my first job. One day there was no public service because of bad weather and I decided to walk there. It was a great experience, even if I slipped about on the snow all the way. Since that day I have always tried to fit in a walk to work at least once a week, even when I later bought my first car. It works out as a big money saver in the long run.
Have you managed to change any habits to help save money?