Are You Paying Yourself First Yet?

What is the first thing you do on that happy day when you get your salary or other income into your account each month?

If the answer is that you pay out everything you need to pay before thinking about your own savings then you could be doing things the wrong way around.


At What Age Should You Think about Retirement Planning?

One of the biggest and most important investments any of us will ever make is for our own retirement years.

The amount of money you have available at this time will make a huge difference to your quality of life when retired. So when should you start your retirement planning in order to get the life you want after giving up work?


Helping a Friend Financially Without Risking Your Friendship

I was intrigued by the recent post by Adam showing how many of us have lost friends over money issues.

It is a very delicate situation to handle when a friend has financial problems. It is easy to get it completely wrong even when you have the best intentions in the world. This got me thinking about whether or not it is possible to help a friend financially without putting the friendship at risk. So what are the best ideas for doing this?


Have you ever lost a friend over money?

We all know what it feels like to find ourselves in a tough spot financially. If you have never had to deal with financial problems then I feel absolutely happy for you, but I think that this won’t be the case for most people. The memories of financial strain can stay with us for a long time and when you see a friend going through a similar kind of trial it is more than natural that you might want to help them out by lending them a little money to tide them over until things improve. It’s not just friends either. The same is often true when family members are struggling financially too.


What Is the Difference Between Stocks and Bonds?

When they first start showing an interest in investing most people come across the terms “stocks” and “bonds”. You might think that they sound kind of similar but they actually represent very different ways of trying to make money from your investments. If you want to make the most of your cash then you need to work out what the difference between stocks and bonds is.