Why give the gift of financial literacy?

We all like to give our kids the best we can afford, don’t we? We also wouldn’t dream of having them grow up without the grounding of a good education. Sometimes though, while trying to provide our kids with physical items and a good secular education, one of the most important gifts we can give to our children can often be overlooked, the gift of financial literacy.

As April is financial literacy month in the US this post is part of a group of posts being shared today by personal finance bloggers who are relating their greatest money A-ha moments. My eldest son started school this year as a result a huge A-ha moment has come my way as I’ve been reminded about the kind of things that are taught at schools and those that aren’t, and even more importantly what a huge responsibility that places on me as a parent. A-ha!


Side Business Ideas #2 – Pet Sitting and Walking

When you start to think of new ideas for a money spinning side business it is always a good idea to think about what you are good at.

Sure, you might read online about some suggested ideas but what is the point of doing something if you have no interest in it or know that you wouldn’t be all that good at it?

However, if you love being with animals then maybe you could consider whether pet sitting or walking might be the ideal side business for you. So, what does it involve and what are the good points?


Work Stress – At what point would you quit?

As much as I hate to drag the mood down on a Friday, I’ve been reading a couple of stories about work place stress this morning that really saddened me. Both stories involved a rise in workers committing suicide due to work related stress. One story on CNN focused on a recently highlighted rise in work stress related suicides within the banking industry and the other looked at an investigation being undertaken by French mobile telecoms giant Orange after they noticed a sharp rise in stress related workplace suicides.

As I was reading these articles I did start to wonder just what could cause a person to make such a sad decision, rather than quitting their job?


How Much Should You Borrow?

The decision to borrow money should never be undertaken lightly. Any type of loan will come with its own rules and terms, which you will need to adhere to in order to prevent your loan from affecting your credit rating, business or even your home.

The majority of loans are obtained from banks or independent lending providers. The most common application processes are completed either online or by way of a face-to-face meeting. Before you apply for a loan or mortgage, you will need to decide how much you need to borrow. Borrowing too little may mean that you are unable to achieve your goals, but borrowing too much might make it harder to pay back your loan.


Best Business Loans to Improve Struggling Companies

Being under-capitalized is a primary reason for business failure. Beyond meeting expenses, business financing helps your company expand and invest in ways otherwise not possible.

Thankfully, there are several options to improve your cash flow and operations. These choices can boost profits in direct and indirect ways. The steps also help you make the transition from self-employed to business owner.