Finacing a car

Potential Pros of Financing a Vehicle

While we would all like to be able to pay for our next vehicle using cash that we’ve saved up over a number of years, sometimes life just seems to have other plans. For this reason, most people end up financing a vehicle. But are there some potential pros to financing a vehicle purchase? Let’s consider a few.

Infographic showing popularity of new IFISA

New Lending Works IFISA Attracts £8.8 million in Just 2 Months

ISAs may now be a well-established and tax efficient savings vehicle in the UK, but it appears that a recently introduced type of ISA might well be poised to shake up the ISA market in future years. Introduced in April of 2016, the Innovative Finance ISA has taken a little while to get going, but it is now taking hold at quite a pace. The IFISA has been introduced to allow those who engage in peer to peer lending to be able to sheild their returns from tax and recent figures released from IFISA provider Lending Works have revealed that demand for this new type of ISA has been strong, with their own IFISA attracting £8.8 million of investment in the first 2 months from launch.

Cartoon of Debt Collector

7 Reasons You Shouldn’t Ignore Your Debt

Recent statistics suggest that we Brits could be heading for choppy waters. While personal borrowing is at a historical high, our savings are at their lowest ebb. Worse, inflation is putting up the price of groceries and fuel, squeezing the average household’s finances ever more.

As our disposable income shrinks it’s all too tempting to ignore your debt obligations to focus on the here and now. If you’re currently feeling overwhelmed with your debt situation and are considering defaulting consider these facts…

Self Build Insurance

What Insurance Do You Need for a Self-build?

Building your own home is a lifelong dream for many people. If you are seriously considering self-building your own home, then it can be helpful to consider the various types of insurance you may need to put in place to complete the process before you begin your journey. In this post, we’ll consider 3 important areas of insurance you’ll need to consider when building your own home.

PPI deadline

When is the Deadline Date for PPI Claims?

People have been reclaiming PPI for several years now and in August of last year it was estimated that banks had paid out a whopping £24 billion in compensation, with further billions also being set aside for future claims that might be made.